Natural Hazard Disclosure Statement
A statutory disclosure identifying whether a property is located within various natural hazard zones including flood, fire, earthquake fault, and seismic hazard areas.
When Its Used
Required for all residential real estate transfers. Typically ordered from a third-party NHD company at time of listing or upon accepted offer.
Key Sections
Special Flood Hazard Area; Dam Inundation Zone; Very High Fire Hazard Severity Zone; Wildland Fire Area; Earthquake Fault Zone; Seismic Hazard Zone
Common Mistakes
Using outdated NHD reports; Not ordering a new report when FEMA maps are updated; Failing to deliver to buyer before close of escrow; Relying solely on seller's knowledge
Pro Tip
Always order from a reputable NHD company that provides tax and environmental add-ons. The report should include Mello-Roos and supplemental tax information.
